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Direct Business Lending

What We Do

Nash Business Capital is a principal lender to UK SMEs. We provide businesses with the funds they need to grow and develop.

Backed by a specialised credit manager based in the United States, we have secured funding of up to £100 million for our strategy and are actively looking for companies and management teams with which to work.

We take a flexible and hands on approach to each situation and make secured loans of £0.5-£5m to UK based SMEs across a range of industries.

We can work directly with companies or alongside other parties such as senior lenders and private equity/debt organisations.

We focus on where your business is going in the future not where it’s been in the past
We ensure that you deal directly with our key decision makers throughout the process

What We Look For

We like UK based businesses that are growing, investing or acquisitive and able to provide realisable or fixed assets as collateral. Typically, these assets take the form of equipment, plant & machinery, or property. The assets can be owned either directly by the company or by parties connected to the company or can be acquired by the company using our funding.

Companies do not have to be profitable on the day we invest but must be capable of delivering meaningful earnings on a short to medium term basis.

 

Why We’re Different

We fill the funding gap for companies that are unable to obtain what they want from high street banks and/or are too small for traditional private equity/debt funds.

We provide bespoke loans that cater for a company’s specific needs. We can replace bank finance – at higher Loan to Values – or sit subordinate to bank debt.

We can provide structured capital in a short timeframe where the alternative is a lengthy and costly equity raise.

We provide fast and bespoke service to help your business achieve its goals
We provide funding for growth, acquisitions, refinancing and other requirements

What We Cost

We look to achieve typical SME mezzanine finance returns of 1.5-1.8x over a 3 to 4-year period. After 12 months, there are no early repayment charges. We achieve our return via transaction and monitoring fees, an interest coupon and a redemption premium instrument. We can defer cash interest and capital repayments to suit the needs of your business.

Resources

Direct Lending to Companies – one pager

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Full Presentation

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We design financing arrangements to help protect existing ownership structures
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